| Deposit Products* |
Rates |
A.P.Y. (Annual Percentage Yield) |
| Passbook Savings |
.30% |
.30% |
| Now - $1000 minimum balance |
.25% |
.25% |
| Money Market Savings |
|
|
| Tier 1 $0-$49,999 |
.25% |
.25% |
| Tier 2 $50,000-$99,999 |
.50 |
.50 |
| Tier 3 $100,000 and over |
.75 |
.75 |
| *Variable Rate. Fees may reduce earnings. |
| Certificates of Deposit** |
Rates |
A.P.Y. (Annual Percentage Yield) |
| 91 Day |
0.75% |
0.75% |
| 182 Day |
1.00% |
1.00% |
| 12 Month |
1.25% |
1.26% |
| 18 Month |
1.50% |
1.51% |
| 24 Month |
1.75% |
1.76% |
| 30 Month |
2.00% |
2.02% |
| 36 Month |
2.25% |
2.27% |
| 48 Month |
2.50% |
2.52% |
| 60 Month |
2.75% |
2.78% |
| ** Substantial penalty for early withdrawal. |
| Individual Retirement Accounts-Traditional** |
Rates |
A.P.Y (Annual Percentage Yield) |
| 91 Day |
0.75% |
0.75% |
| 182 Day |
1.00% |
1.00% |
| 12 Month |
1.25% |
1.26% |
| 18 Month |
1.50% |
1.51% |
| 24 Month |
1.75% |
1.76% |
| 30 Month |
2.00% |
2.02% |
| 36 Month |
2.25% |
2.27% |
| 48 Month |
2.50% |
2.52% |
| 60 Month |
2.75% |
2.78% |
| ** Substantial penalty for early withdrawal. |
| Individual Retirement Accounts-Roth** |
Rates |
A.P.Y. (Annual Percentage Yield) |
| 12 Month |
1.25% |
1.26% |
| 24 Month |
1.75% |
1.76% |
| 36 Month |
2.25% |
2.27% |
| 48 Month |
2.50% |
2.52% |
| 60 Month |
2.75% |
2.78% |
| ** Substantial penalty for early withdrawal. |
