| Deposit Products* |
Rates |
A.P.Y. (Annual Percentage Yield) |
| Passbook Savings |
.30% |
.30% |
| Now - $1000 minimum balance |
.25% |
.25% |
| Money Market Savings |
  |
  |
| Tier 1 $0-$49,999 |
.25% |
.25% |
| Tier 2 $50,000-$99,999 |
.50 |
.50 |
| Tier 3 $100,000 and over |
.75 |
.75 |
| *Variable Rate. Fees may reduce earnings. |
| Certificates of Deposit** |
Rates |
A.P.Y. (Annual Percentage Yield) |
| 91 Day |
1.05% |
1.05% |
| 182 Day |
1.24% |
1.25% |
| 12 Month |
1.64% |
1.65% |
| 18 Month |
1.84% |
1.85% |
| 24 Month |
2.04% |
2.05% |
| 30 Month |
2.23% |
2.25% |
| 36 Month |
2.57% |
2.60% |
| 48 Month |
2.77% |
2.80% |
| 60 Month |
3.11% |
3.15% |
| ** Substantial penalty for early withdrawal. |
| Individual Retirement Accounts-Traditional** |
Rates |
A.P.Y (Annual Percentage Yield) |
| 91 Day |
1.05% |
1.05% |
| 182 Day |
1.24% |
1.25% |
| 12 Month |
1.64% |
1.65% |
| 18 Month |
1.84% |
1.85% |
| 24 Month |
2.04% |
2.05% |
| 30 Month |
2.23% |
2.25% |
| 36 Month |
2.57% |
2.60% |
| 48 Month |
2.77% |
2.80% |
| 60 Month |
3.11% |
3.15% |
| ** Substantial penalty for early withdrawal. |
| Individual Retirement Accounts-Roth** |
Rates |
A.P.Y. (Annual Percentage Yield) |
| 12 Month |
1.64% |
1.65% |
| 24 Month |
2.04% |
2.05% |
| 36 Month |
2.57% |
2.60% |
| 48 Month |
2.77% |
2.80% |
| 60 Month |
3.11% |
3.15% |
| ** Substantial penalty for early withdrawal. |